Monday 29 February 2016

Advice Of Family Law Solicitors in Dealing with a Joint Mortgage After a Divorce


Dealing with your Joint Mortgage after a divorce can be a complicated and time consuming process and a lot depends on your mortgage contract and the attitude of your lender. In the event of divorce you should get in touch with Family Law Solicitors to determine the best possible outcome.

What does a Joint Mortgage means?

A joint mortgage means joint responsibility.And frankly speaking, your lender is least interested in your divorce,all they want is their payments regardless of who has left the property. One thing to consider here is that the person who has left the property may find it difficult to keep up with the payments as they have another home to fund or even worse they may not have a job or sufficient income to pay their share of the mortgage.

You should speak with Family Law Solicitors for guidance in these matters. Speaking to your lenders might also help as they may suggest a way to extend the mortgage term or allow a repayment holiday. You may even be allowed a reduction of interest. However, it should be remembered that payments need to be made and if they are not made both of your credit histories will be affected.

For more information you are more than welcome to get in touch with our expert Family Law Solicitors at Walker Wise Solicitors by phone on 01254 300 966 or email enquiries@walkerwise.co.uk

Friday 5 February 2016

The Financial Differences between Living Together and Marriage Courtesy of Family Law Solicitors


The Legal Rights of you and your partner depend on whether you are living together or married. Living together with someone is also sometimes known as cohabitation. Basically, you have fewer rights when you are living together as compared to when you are married. The following text has been gathered after consulting top Family Law Solicitors and it unfolds the difference between a marriage and couples living together with respect to banking.
-          Living Together:-
o   If you are living together and you and your partner have separate accounts then neither of you can access the accounts and the money held in the other partners’ account. If one partner dies, then the balance in the account will remain as part of the deceased partner’s estate until the estate matters have been settled. You should seek advice of family law solicitors in this regard.
o   If you have a joint account then you and your partner will have access to the account, regardless of who put money into it. If the relationship ends then the money will still belong to both of you. If either partner dies, then the other is entitles to the remainder amount and will have unlimited access to the account.
-          Marriage:-
o   On the other hand if a married couple have joint bank account then the money is owed jointly regardless of who put it there. Upon the death of one partner, the bank account becomes the property of the other which includes all related matters such as the balance, over draft and debts etc.
o   If the bank account was separate, then the bank may allow the surviving partner to withdraw money from the deceased’s bank account provided the amount is small.

For more information, contact  Family Law Solicitors at Walker Wise Solicitors by phone on 01254 300966 or email enquiries@walkerwise.co.uk.

Thursday 4 February 2016

Compensation for Criminal Injury After a Bar/Club Attack


If you have had to experience the misfortune of being involved in a violent attack which has resulted in injuries through no fault of your own, it is very important to seek appropriate medical attention. You can and should then consider making a claim for compensation for criminal injury   as such attacks can have serious effects including physical, psychological and financial damages. Such an attack may hinder your mobility and ability to function properly due to possible physical and psychological trauma. If you can prove that you have suffered any such injury and there is someone to blame for it, then you may be able to make a successful claim for compensation for criminal injury.
Why should we make a Claim?
The compensation injury claim intended to compensate you for the wrongdoing against you. The Compensation for Criminal Injury is a way for you to get something in return to try and give you some peace of mind, after suffering from a traumatic experience This compensation, can assist you financially and help you with getting back on your feet.
The amount of compensation you receive will depend solely on your injuries and the effect the injuries have on your ability to live a normal life.

For more information regarding making a claim for  compensation for criminal injury, you are welcome to get in touch with our experts at Walker Wise Solicitors by phone on 01254 300 966 or email enquiries@walkerwise.co.uk.

Wednesday 3 February 2016

Immigration Solicitors warn of the Changes in the Immigration Rules; will you be affected?



On 29 October 2015, the government announced changes in the UK Immigration Rules. Most of the changes were meant for applications submitted after 19 November 2015 unless otherwise stated. Nonetheless, Immigration Solicitors recommend making sure if the new rules apply to you or not; the following text may help.
Changes in Asylum:-
Asylum claims from European Union nationals are invalid, except under exceptional circumstances. If these circumstances have been clarified, then refugee status will be withdrawn.
Changes in Settlement:-
For an indefinite leave and naturalisation applications will now need to take an English Language test. An English language qualification used to be sufficient. Furthermore, a £ 35,000 minimum earning threshold has been imposed for Tier 2 settlements. According Immigration Solicitors, the latter will come in effect from 6 April 2016.
Tier 1 (exceptional talent):-
The points based system criteria defined by Tech City UK has been amended to better reflect the skills and experience of desired applicants, keeping in mind the benefits to the UK digit technology sector.
Tier 2 and 5:-
-          The following has been added to the Tier 2 Shortage List:-
o   Nurses.
o   Digital Technology Jobs.
-          The annual allocation of places available under the youth mobility scheme has now been defined for 2016.
-          Some minor changes were also introduced in the government authorised exchange schemes.

Or you are more than welcome to get in touch with our expert Immigration Solicitors at Walker Wise Solicitors by phone on 01254 300 966 or email enquiries@walkerwise.co.uk

Tuesday 2 February 2016

Information of Biometric Residence Permit Courtesy of Immigrations Solicitors


Biometric Information:-
Biometric Information is the unique physical characteristics such as finger prints, retinal scans and facial scans that can be used to uniquely identify you. You are required to submit your fingerprint scans to the Home Office along with your application for your Biometric Residence Permit. There are certain guidelines for the application process; you should consult immigration solicitors before moving ahead.  
The Biometric Residence Permit (BRP):-
You will need the BRP if you wish to:-
-          Submit an application for entering the UK.
-          Submit an application for extending your stay in the UK.
-          Transfer your visa after receiving a new passport.
-          Apply for various Home Office travel documents.
Immigration Solicitors recommend using the same information as your visa or immigration documentation when applying for a BRP.
Information Displayed on the Biometric Resident Permit:-
Your BRP should display the following information:-
-          You name, date or birth and country of origin.
-          An image of your face and your finger prints.
-          Information and conditions of your immigration.
-          Whether or not you use public funds such as health benefits.
What is the BRP used for?
Immigration Solicitors consider the BRP very important as, it will be used to:-
-          Confirm your identity.
-          Represent your rights to study or work in the UK.
-          Represent your rights to public funds (if any).
Or you are more than welcome to get in touch with our expert Immigration Solicitors at Walker Wise Solicitors by phone on 01254 300 966 or email enquiries@walkerwise.co.uk.

Monday 1 February 2016

Immigration Solicitors Warn of the Time Limit on Studying in the UK


For students who have come to the UK to study with a Tier 4 Visa there is a maximum time limit. Before a student is issued a Confirmation of Acceptance for Studies, the Tier 4 sponsor will need to make sure that your application does not take you beyond the maximum allowed time. Immigration solicitors warn that these time limits are only allowed to be crossed under “compelling and compassionate circumstances” such as an injury or disability.
Time Limit for Below Degree Level:-
Student who are 18 years or older have a maximum of 2 years to study in the UK with a Tier 4 (general) visa. This Two year time limit can be spent studying one course or several courses. Furthermore, this time limit applies to all regardless of where they submitted their application i.e. from within the UK or overseas.
Time Limit for Degree Level:-
If the student wishes to pursue degree level education in the UK, then they have a maximum of 5 years to complete their education. However, if they were applying to study a course at a higher education institution and the 5 year limit would prevent you from completing the fifth academic year then an additional 11 months may be granted. There are other exceptions to the limitations for which it is a good idea to consult Immigration Solicitors for more information.

Or you are more than welcome to get in touch with our expert Immigration Solicitors at Walker Wise Solicitors by phone on 01254 300 966 or email enquiries@walkerwise.co.uk.